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Kids Dental Insurance – When to Buy a New Toothbrush 

Wednesday, Apr. 17th 2024 10:45 AM

Your toothbrush is not meant to last a lifetime; that is why knowing when to replace your toothbrush is essential. Invest in a new toothbrush or a replacement head for your electric or battery-operated toothbrush every three to four months, sooner if the brush bristles become frayed.

Why it is essential to replace your toothbrush: It is important to replace your toothbrush regularly because, over time, the bristles can become frayed and worn, which can make them less effective at removing plaque and bacteria from your teeth and gums.

Also, bacteria can build up on your toothbrush over time, especially if stored in a damp environment, leading to problems in oral health. By replacing your toothbrush every three to four months, you can help ensure that you effectively remove plaque and bacteria from your mouth, reducing your risk of developing oral health issues.

Posted on Apr. 17th 2024 | by carol | in Dental Insurance | No Comments »

Using the Correct Equipment in Maintaining Your Dental Health

Thursday, Apr. 11th 2024 10:02 AM

When it comes to your dental health, it would help if you started using the right tools to do the job correctly. Use toothpaste with fluoride and a soft-bristled toothbrush that fits your mouth comfortably. Consider using an electric or battery-operated toothbrush if you have arthritis or other problems that make it difficult to brush effectively. A side benefit is they can help reduce plaque and a mild form of gum disease (gingivitis) more than a manual brushing dose.

Here are some additional brushing tips to help maintain your dental health:

  1. Brush at least twice a day for two minutes each time.
  2. Use gentle circular or back-and-forth motions to clean all surfaces of your teeth and gums.
  3. Remember to brush your tongue to remove bacteria and freshen your breath.
  4. Replace your toothbrush every three to four months or sooner if the bristles become frayed.
  5. Avoid brushing too hard, as this can damage your enamel and irritate your gums.
  6. Consider using a mouthwash or dental floss to clean hard-to-reach areas between your teeth.
Posted on Apr. 11th 2024 | by carol | in Dental Help, Dental Insurance | No Comments »

Dental Insurance Kids – Cost of Dental Bridge 

Wednesday, Apr. 3rd 2024 4:15 PM

Question: How much does a bridge cost, and is it permanent? 

Answer:  Dental bridges are an excellent option for restoring missing teeth and improving the appearance of your smile. The cost of a bridge can vary depending on several factors, such as the number of teeth being replaced, the type of bridge, and the region you’re located in. A single fixed bridge can cost anywhere from $500 to $900 per tooth. Remember that this cost is per tooth and doesn’t include the expenses for anchoring crowns on either side of the bridge. 

It’s important to note that dental insurance can help cover the cost of the bridge, typically paying for about half of the total cost. However, insurance policies vary, so it’s best to check with your provider to see what’s covered. 

As far as permanence goes, dental bridges can last for many years with proper care. With regular visits to the dentist and an excellent oral hygiene routine, a dental bridge can last anywhere from 5 to 15 years or more. It’s important to follow your dentist’s instructions on how to care for your bridge to ensure it lasts as long as possible. 

I hope this information helps! Let me know if you have any further questions. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

Posted on Apr. 3rd 2024 | by carol | in Dental Help, Dental Insurance | No Comments »

Dental Insurance Kids – Cosmetic Dental Services After Tooth Loss. 

Saturday, Mar. 30th 2024 2:16 PM

Question: My daughter is seven and got into an accident where she lost four of her top front teeth. They are her baby teeth, but I do not like her dealing with such a big gap. Could she get a dental bridge until her adult teeth come in? Or would that be considered cosmetic dental services since they are only her baby teeth? I know my dental insurance plan does not cover cosmetics. 

Answer: I understand your concern about your child dealing with a significant gap in her teeth, and you’re right to consider options for treatment. While dental bridges are usually regarded as cosmetic dental services, your child may be able to get space maintainers instead. Space maintainers are dental devices that help to “hold space” in your child’s mouth until their adult teeth come in. They can be a good option for children who have lost their baby teeth prematurely, and they are covered in most dental insurance plans. 

It would help to talk to your child’s dentist about the best treatment plan, as they can provide more detailed information about available options. They can also assist you in navigating your dental insurance plan to determine what is covered and what is not. Remember, your child’s dental health is important, and getting the proper treatment is essential to ensure their teeth develop correctly.

Posted on Mar. 30th 2024 | by carol | in Dental Insurance | No Comments »

Dental Insurance Kids – What age would a child get braces? 

Tuesday, Mar. 26th 2024 12:47 PM

Question: My daughter is nine, but her teeth are crooked, and her dentist stated she may need braces. Right now, she has a space maintainer in hopes of avoiding braces. If she needs braces, would that be when all her baby teeth are out? I see no point in putting braces on baby teeth. Yet that is what her dentist is hinting at. 

Reply: It would be hard to say; sometimes, children get braces while they still have baby teeth. The braces help keep the teeth in place as the adult teeth come out. It would help if you talked to an orthodontist as a consultant. Some orthodontic dentists will offer free consultations, which will be beneficial information for you. Consider consulting your dental insurance carrier to confirm your coverage for braces.

Posted on Mar. 26th 2024 | by carol | in Dental Insurance | No Comments »

Don’t Let Cost Stop You from Getting the Dental Care You Need – We Have You Covered.

Friday, Mar. 22nd 2024 12:17 PM

I have a family of six, and we do not have dental insurance. We used to, but we had canceled our plan when my husband changed jobs. We can only afford a little, so we would like to know where to get low-cost dental insurance or dental services.  

Reply: Your concern about finding affordable dental services for your family of six is understandable. There are a few options you can consider. Firstly, you can see a dental insurance plan that fits your budget. You should check with your husband’s employer if they offer any dental insurance options or search for affordable plans online. Regarding dental insurance, an HMO insurance plan would be the cheaper option. 

Another option is to look for community health centers or dental clinics in your area that offer low-cost or even free dental services. Some clinics offer a sliding fee scale based on income, so it’s worth exploring this option.

I hope this information helps you find the right solution for you and your family. Don’t hesitate to reach out to me if you need further assistance. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

Posted on Mar. 22nd 2024 | by carol | in Dental Insurance | No Comments »

Dental Insurance Kids – Understanding the right age for dental check-ups and why you may need a pediatric dentist.

Wednesday, Mar. 20th 2024 11:26 AM

What age should you add your child to your dental and vision insurance plan? I have a three-year-old; I took her to see a vision doctor since you can have things go wrong with your eyes at any age, but what about teeth? Is she too young, since most dentists I call will see kids when they are around five or six? 

Reply: Generally, it’s recommended to start taking your child to see a dentist around one or two or when their first tooth comes in. This ensures that their teeth and gums are healthy and developing correctly. Indeed, many family dentists may only provide services for children once they are five or six years of age, so you would need to take a younger child to a pediatric dentist. 

A pediatric dentist is a dental specialist who has received additional education and training to treat infants, children, and teenagers. They focus on children’s oral health from infancy through their teenage years, including those with special needs. A baby should see a pediatric dentist because babies have a unique set of dental needs that differ from those of adults. Pediatric dentists can help prevent dental problems, promote healthy habits, and provide early treatment for any issues that may arise. They can also teach parents and caregivers how to properly care for their child’s teeth and gums.

Posted on Mar. 20th 2024 | by carol | in Dental Insurance, Kids Dental Insurance | No Comments »

Affordable Odontic Coverage for a Collegiate – Dental Insurance for Juveniles

Monday, Mar. 18th 2024 6:05 AM

Is there any such thing as student dental insurance? I am not covered under my parent’s dental insurance, and I do not get it offered through my work. Can I have low-cost dental insurance while I am in college?

I only have a little extra money between work and my regular bills. I want some minor dental work done, cleaning, and so on, but I can not afford to go to the dentist without help.

Reply: There are a few options that could work for you when it comes to low-cost dental insurance. One of the most affordable types of dental insurance is an HMO plan. HMO dental insurance plans typically have lower monthly premiums and deductibles than others. However, they often have a limited network of dental providers you can choose from, so it’s important to check that providers in your area accept the plan you’re interested in.

Another option to consider is a dental discount plan. These plans don’t provide insurance coverage, but they can offer discounts on dental services at participating providers. While the discounts may not be as substantial as those provided by insurance plans, they can still help you save money on routine dental care.

It’s important to research and compare different dental insurance options to find the best plan for your needs and budget. You may also want to check if your college or university specifically offers student dental insurance plans.

Posted on Mar. 18th 2024 | by carol | in Dental Insurance, Kids Dental Insurance | No Comments »

Where do you get dental insurance for your family if not through work?

Saturday, Mar. 16th 2024 2:50 PM

My husband’s job does not offer dental insurance. We want affordable dental insurance for a family of four but need help finding something low-cost. Where can we get dental insurance for an excellent low-cost rate for a family if not through a job?

Reply: Finding affordable dental insurance for a family of four can be challenging, especially if it is not offered through your employer. However, there are still some options available to you. One option is to look for dental insurance plans offered by private insurance companies. You can search online for such plans and compare the features and costs to find the one that best fits your needs and budget.

Another option is to consider discount dental plans, which are not insurance plans but offer discounts on dental services from participating dentists. These plans typically have low annual fees and can provide savings on routine and major dental procedures. It’s always a good idea to do your research and compare different options before making a decision.

You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

Posted on Mar. 16th 2024 | by carol | in Dental Insurance | No Comments »

Dental insurance Kids – Dental Insurance for My Son

Thursday, Mar. 14th 2024 2:29 PM

Question: So, I was reviewing your dental insurance plans. I am a single dad, and my son lives with me for most of the year. We are in TX, and I would like to get him a dental insurance plan. I don’t care about the monthly cost as long as it is an excellent dental insurance plan that will take care of my son’s future dental needs. He has perfect teeth at this point. What is the best plan?

Answer: Thank you for your question about dental insurance plans for your son. Based on your requirements, we recommend that you review our dental PPO plans. These plans offer the flexibility to choose your own dentist and also provide comprehensive coverage for preventive, basic, and major dental services.

However, if you prefer a plan with no waiting periods, you may also want to consider dental HMOs or dental discount plans. These options usually have lower monthly premiums and offer access to a network of dentists who have agreed to provide services at discounted rates.

To help you choose the best plan for you and your son, we recommend that you call our member service line at 310-534-3444. Our team of experts can explain the different options and benefits of each plan, and help you select the one that best fits your needs and budget.

We understand that dental care is an important part of your son’s overall health, and we are committed to helping you find the right plan to meet his dental needs both now and in the future.

Posted on Mar. 14th 2024 | by carol | in Dental Insurance | No Comments »

Dental Insurance Kids on Dental Caries

Tuesday, Mar. 12th 2024 12:27 PM

Question: My five-year-old daughter has dental caries. She currently needs six fillings and a possible baby root canal. I have dental insurance, but I have already maxed out its $1000.00 yearly limit with six more months before it resets. She can not afford to wait six months, and I can not afford the cost of her dental work as it is currently. 

Reply: I understand you are concerned about your daughter’s dental health and the cost of her dental work. Finding a solution that meets your immediate needs and is affordable in the long run is essential. 

One option is purchasing an HMO dental insurance plan with no waiting periods for the services your daughter needs. This type of plan typically has lower out-of-pocket costs and requires choosing a primary care dentist from a network of providers. This could be a good fit if you do not have a preferred dentist or your current dentist who is outside the plan’s network.

Alternatively, buy another PPO plan with a higher yearly maximum limitation, then $1000.00. However, remember that this may mean you must deal with waiting periods that will not help you with your daughter’s current dental care needs.

Before making any changes, call your current dental insurance plan and see if you can increase the maximum limitation without restarting the plan. This way, you can continue with the same plan and provider you are familiar with while receiving additional coverage for your daughter’s dental needs.

Remember that regular dental checkups and preventative care can help reduce the likelihood of future dental problems and expenses. So, it’s always a good idea to maintain good oral hygiene habits and schedule regular dental visits for yourself and your family.

Posted on Mar. 12th 2024 | by carol | in Dental Insurance | No Comments »

Dental Insurance Kids – Does HMO cover Pediatric Dentistry? 

Friday, Mar. 8th 2024 11:17 AM

My son is not yet two, but I want to take him to see a pediatric dentist. I currently do not have dental insurance for him. I want to get some insurance before I take him to the Pediatric dentist. 

Answer: Yes, some HMO plans cover pediatric dentistry services specialists provide. However, in most cases, you must be referred to a specialist by a general dentist in the HMO network. Therefore, it’s essential to choose a general dentist within the HMO network first and then ask for a referral to a pediatric dentist. Additionally, remember that HMO plans have certain limitations and exclusions, so it’s important to carefully review the plan details and check if pediatric dentistry services are covered before enrolling.

Posted on Mar. 8th 2024 | by carol | in Dental Insurance | No Comments »

Single mom looking for cheap dental insurance

Monday, Mar. 4th 2024 10:11 AM

I am a single mother of one and need dental insurance for little to no cost. My son and I are both healthy and have good teeth, but it is hard to pay for my son to see the dentist like he should due to cost. Does anyone have any suggestions?

Reply: The lower-cost option for dental insurance would be an HMO insurance plan. You can buy the couple option for you and your son, with the average monthly cost running around $15.00 – $30.00. Most HMO insurance plans provide preventive care services like Bite-wing X-rays and basic cleaning for free or at a low cost.

If you feel you need more extensive dental care services, make sure to review each plan’s benefits carefully. You may spend more money on the cost of the dental insurance plan but save more money on major dental care services.

Posted on Mar. 4th 2024 | by carol | in Dental Insurance | No Comments »

Dental Insurance Kids – Kids teeth care, getting your five-year-old to brush 

Friday, Mar. 1st 2024 12:27 PM

My five-year-old does not brush her teeth. She plays around and acts like she is. I do not understand why she is like this. My seven-year-old son has no problems with brushing. She only brushes for the full three minutes when I am watching her. 

By five, she should be able to brush twice a day without it being an issue. Do you have any helpful tips I could try to improve her, like brushing her teeth?

Reply: It can be frustrating when kids don’t want to brush their teeth. One tip you could try is to make brushing a fun activity. You could make up a song or game to play while brushing. Try brushing your teeth together as a family to make it a group activity. 

Another option is to reward your child for brushing their teeth. You could create a sticker chart and give them one every time they brush their teeth. Once they reach a certain number of stickers, they could earn a prize or special treat.

It’s also important to ensure your child uses the right toothbrush and toothpaste. Let them pick out a fun toothbrush with their favorite character or color, and ensure they use toothpaste with fluoride to protect their teeth.

Remember to be patient and consistent with your child. Keep encouraging them to brush their teeth and praising them when they do a good job. With time and effort, your child will enjoy brushing their teeth and develop good dental habits.

Posted on Mar. 1st 2024 | by admin | in Dental Insurance | No Comments »

Kids Dental Caries: My Daughter Has Dental Caries – Dental Insurance Kids

Thursday, Feb. 29th 2024 12:05 PM

My five-year-old daughter has dental caries. She currently needs four fillings and a possible baby root canal. I have dental insurance, but it does not cover much, and I have already maxed out its $1000.00 yearly limit. I need additional insurance for her, but I must figure out what to get.

Reply: I am sorry to hear about your daughter’s dental issues. It can be challenging to navigate dental insurance, especially regarding your child’s needs. Have you considered contacting your current dental insurance provider to see if they offer additional coverage options? Additionally, research other dental insurance providers to compare coverage and costs. Another option could be to look into a dental discount plan, which can provide savings on dental procedures. Whatever route you choose, you must prioritize your daughter’s dental health and ensure she gets the necessary care.

When looking to buy additional dental insurance, here are a few tips to keep in mind:

  1. Research different plans: Take the time to research different dental insurance providers and compare their coverage options and costs.
  2. Check for network restrictions: Make sure your plan includes dentists in your area and that your preferred dentist is in-network.
  3. Read the fine print: Be sure to read all the terms and conditions of the plan carefully to understand what procedures are covered, any waiting periods, and any exclusions.
  4. Consider your child’s needs: Make sure the plan you choose covers the specific dental procedures your child needs, whether it’s fillings, root canals, or orthodontic work.
  5. Check for annual limits: Be aware of any annual coverage limits, and make sure the plan you choose provides enough coverage for your child’s needs.

With these tips in mind, you can decide which additional dental insurance plan is best for your child’s needs.

Posted on Feb. 29th 2024 | by admin | in Dental Insurance | No Comments »

Orthodontics for Adult Braces – Dental Insurance Kids

Tuesday, Feb. 27th 2024 11:49 AM

Question: I am 28 years old and want braces to fix an overbite issue. I tried enrolling in a dental insurance plan to save money on adult braces, only to find out afterward that they do not cover adult orthodontic treatment. I need recommendations for a dental insurance plan that can help me today.

Reply: Thank you for reaching out to us regarding your orthodontic treatment needs. We understand that dental insurance can be confusing, and we’re sorry that your plan doesn’t cover adult orthodontic treatment. However, we offer a dental discount plan option that will save you at least 20% off braces for any age. We also have HMO options that do provide for adult braces.

Our member services team is available to speak with you and go over our plan options in detail. Please call us at 310-534-3444, and we’ll be happy to answer any questions you may have and provide you with more information on our plans. We’re committed to helping you find an affordable and effective solution to your orthodontic needs.

Posted on Feb. 27th 2024 | by admin | in Dental Insurance | No Comments »

Los Angeles California Dental Insurance for Orthodontic Treatment – Dental Insurance Kids.

Friday, Feb. 23rd 2024 11:39 AM

Question: I have a teen in braces, but we moved from FL and need to find a new orthodontic dentist. Also, I just found out that since I moved to a different state, my dental insurance is not valid in CA, so I need dental insurance to help me cover my son’s orthodontic treatment.

Reply: You may find it hard to find dental insurance for your son’s orthodontic services since now he would fall under a work-in-progress exclusion many dental insurance plans have. Such exclusion would read something like this: Expenses incurred in connection with any dental procedure started prior to the effective date of Coverage or after the termination date of Coverage.

Even many dental discount plans have this type of exclusion, yet since it is not insurance, that can be a judgment call for the dental office. Therefore, your best option may be a dental discount plan, but make sure you call the plan providers first to confirm if they are still willing to provide the discount savings for this continued orthodontic care needs before buying the plan.

Posted on Feb. 23rd 2024 | by admin | in Dental Insurance | No Comments »

Dental Insurance Kids, Teething 

Wednesday, Feb. 21st 2024 11:26 AM

Your child’s first teeth usually begin to cut through the gums at about six months, although the timing can vary among children. All of your child’s 20 primary teeth should come between six months and three years. Your child will lose their primary teeth between six and 11.

It is important to take care of your child’s teeth from an early age to prevent dental problems in the future. Regular dental checkups, daily brushing and flossing, and a balanced diet are all important factors in maintaining good oral health for your child.

Your child’s teeth may experience teething pain and discomfort as they emerge. This is a normal part of the process, and there are several things you can do to help ease their discomfort. You can give your child a clean, excellent object to chew on, such as a chilled teething ring or a wet washcloth. You can also gently massage their gums with a clean finger or use a teething gel recommended by your dentist.

Dental insurance can help cover the cost of regular checkups and preventative care for your child’s teeth. Many dental insurance plans also cover the cost of treatments such as fillings, root canals, and orthodontic care. Researching different dental insurance plans and choosing one that meets your family’s needs is essential.

By caring for your child’s teeth and ensuring they have access to regular dental care, you can help prevent dental problems and ensure they have a healthy smile for years.

Posted on Feb. 21st 2024 | by admin | in Dental Insurance | No Comments »

Do Babies Need Dental and Vision Insurance? – Dental Insurance Kids

Thursday, Feb. 15th 2024 10:02 AM

The short answer is Yes; a baby’s vision and dental care are essential. When it comes to baby dental care, a baby should see a dentist at the sign of their first tooth. When a baby’s first tooth appears, it’s a sign that their teeth are beginning to develop, and it’s time to start caring for them. Taking your baby to a dentist early on can help prevent dental problems, such as cavities and gum disease, from developing later on. Additionally, a dentist can provide guidance on proper dental care, such as how to brush your baby’s teeth, what to do if your baby develops a toothache, and when to introduce fluoride toothpaste. Early dental care for babies is crucial to promoting good oral health and preventing future dental issues.

Regarding vision for babies, it is recommended that they should have their first eye exam between 6 and 12 months of age. An eye exam can help detect any vision issues early on and prevent future eye problems. An optometrist can check for common eye problems such as nearsightedness, farsightedness, astigmatism, and eye alignment issues. An optometrist can also check for eye diseases, such as glaucoma, cataracts, and lazy eye, which can cause permanent vision loss if left untreated. Overall, early eye exams for babies ensure good eye health and prevent future eye problems.

Posted on Feb. 15th 2024 | by admin | in Dental Insurance | No Comments »

Dental Insurance Kids – Dental Insurance for a Baby Is It Necessary

Tuesday, Feb. 13th 2024 9:42 AM

It is enrollment time for my company’s benefits, and I don’t know if I should add my son to the dental insurance. He does not have teeth yet and will not likely need dental care this year. I can swing a checkup out of pocket, and it would be cheaper than adding him to the dental insurance policy, but are there any big baby dental procedures or problems that could be costly? 

Reply: While it is true that your baby may not need dental care this year, it is still a good idea to add them to the dental insurance policy. Certain baby dental procedures or problems can be quite costly. For example, if your baby needs to have a tooth extracted or has a dental emergency, the cost of treatment can quickly add up. Additionally, regular dental checkups are essential for babies to ensure their teeth and gums are healthy and properly developed. While you could pay out of pocket for a checkup, adding your son to the dental insurance policy may be more cost-effective in the long run. Ultimately, the decision is up to you and what you feel is best for your family’s financial situation.

Posted on Feb. 13th 2024 | by admin | in Dental Insurance | No Comments »


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