Dental insurance benefits vary depending on the type of dental insurance plan. When reviewing the benefits of dental insurance, especially when selecting a dental insurance plan, remember that there are various policy coverage options, dental plan deductibles, co-payments, limitations, restrictions, and exclusions.

It is vital to read the list of benefits the dental insurance provider provides and be sure you are getting a dental insurance plan if that is what you want to purchase.

A reminder: Discount dental plans are not dental insurance plans. A discount plan partners with specific dentists to provide customers with savings on visits to the dentist’s office, much like dental insurance. The downside to discount dental plans is that they are not regulated, and you have limited recourse if you experience dental problems.