I am just starting college and will be living close to campus. I am 20, an old, full-time student, and I would like to get dental insurance. My parents only have medical insurance, so I am on their medical insurance right now, but they never had dental insurance for us. They would pay the dental cost upfront. I can not afford to do that and do not want to have my parents keep paying for my dental needs, too.

Reply: Yes, there are dental insurance programs available for college students. Many colleges and universities offer student health insurance plans that include dental coverage. It’s worth checking with your school’s health center to see what options are available. Additionally, you can explore individual dental insurance plans that may be more affordable than paying for dental services out of pocket. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.