Dental Insurance PPO plans for Children in New York.  My daughter is six and my son is four.  Under the dental insurance plan I use to have though work I had found a dentist that they really like going to and that work well with the rest of our family.

Do to job changes I no longer have dental insurance.  My wife wants us to keep this same dentist that we been seeing.   They are a costly dental office without insurance so I am looking for a good PPO dental plan that I can get for my family in order to stay with our current dentist.  Please advise what you have to offer.

Kids Dental Insurance Plans In Texas. My family lives in Texas and although I do received dental benefits though my job the dental benefits I receive is limited and does not really work well for my family and I.  We  need dental care then just a twice a year cleanings.

I am trying to find a better dental insurance plan for my family that offers better coverages on basic and major dental care.  I would like the plan to be affordable and under a hundred dollars a month is possible.  Can you please advise.

Dental Insurance, Benefit Schedule Vs Usual, Customary and Reasonable (UCR)  When you are reviewing dental insurance plans that shows benefits on a fee schedule (like an HMO dental insurance plan) the schedule of benefits listed shows the amount to be paid for each treatment or dental services render under the plan. Thus letting you know your cost ahead of time for each dental service covered under the plan.

When you are reviewing insurance plans that pay coverages based on usual, customary and reasonable (like many PPO dental insurance plans) charges will not specify an amount; it provides benefits up to the reasonable and customary charge (the prevailing or average fee charged by dentist for the service in the area) Coverages are normally paid by a percentage ( Example: 100% for preventive 80% for basic and 50% for major dental services up to UCR )

Personal Dental Insurance for Children Braces in New Jersey. I am trying to find dental insurance in New Jersey that has good benefits towards the cost of braces. I have two children that will both need to go into braces with in the next few years.

I like to get dental insurance in place now so if I have to deal with waiting periods I will have that out of the way by the time they are ready for braces.  I would also like the dental plan to offer good overall benefits as well.  What can you suggest.

Finding the Best Family dental plan in New Jersey. Looking for a good dental insurance plan for my family dental care needs. I do no longer receive dental benefits for my family. Since we all make sure to take care of our teeth and see the dentist regularly I need to find a dental plan before we have to go into the dentist for our next visit in two to three months. I would like a plan with limited waiting periods but I feel we can probable wait out any if necessary can you please advise what you have to offer.

Family dental care dental insurance plan in Texas. I have a family of five three kids plus my wife. We all have been lucky so far to have very healthy teeth. However just having five people see the dentist twice a year for our check ups and cleanings is getting to be a major cost issue for us.

My wife suggested that we try and find an affordable dental insurance plan for our family that can offer free preventive dental care. I see you have many dental plan options can you advise which is insurance and which dental plan would be the best. Looking to keep our cost low. Thanks

Kid Dental Care Center for Children’s Dental Health Care. Please help. I have a ten year old son that is starting to have bad teeth. I have not been able to take him to the dentist because I can not afford to. I barely making it by as it is. I live in Georgia and I am trying to find a dental center or clinic for my son needed dental care. I can not seem to find any dentist willing to work on my son teeth for free. What help can you offer me?

Child Dental Health and getting Pediatric Dental Care Benefits for you child. I need help. I have dental benefits though my job that for me it works very well and I like the plan very much. What I found out though however is that it does not cover for Pediatric dental care for my two year old. I was told by my dentist I currently seeing that my son would need to see a Pediatric dentist until he five or six years old. How do I get benefits for my son dental healthcare needs.

Kids Dental Care, Keeping Your Child’s Teeth Healthy. I have a seven year old that can brush and floss on his own but I am still having to stay on top of him all the time to get him to brush and floss like he should. I know that it normal to have to tell you kids to do things but this is every day all the time.

I sometimes catch him playing around when it comes to brushing his teeth and I know he is not doing a good enough job. Short of me having to brush his teeth for him what can I do to get him into better dental care habits.

Kids and Family dental insurance, Reviewing Indemnity Dental Insurance Plans.  Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. Indemnity Dental insurance plans pays the dental office (dentist) on a traditional fee-for-service basis.

There are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage: Insurance providers will pay up to 100% of preventative dental care. Unlike a dental PPO plan where if you go outside the plan network of providers your coverage limits may change on an Indemnity Dental plan there is no plan network provider and your coverages are the same regardless of what dentist you may wish to see.

When reviewing an Indemnity Dental Insurance plan make sure you read the plan term and conditions because like a dental PPO these plans normally have waiting periods and annul dollar maximum limitations.

Family Dental Care, Is going to the dentist twice a year really enough? Around 50 years ago (give or take) American did not take the best proper care of their teeth. There were no guidelines set forth on how often one should see a dentist. In fact at that time many dentist were about fixing dental problems rather then preventing them.

Dental and health care organizations tried to set standards for preventive dental care. Not having any guidelines or much evidence to go by they made the best guess or judgment call they could at the time. Which was that people should see the dentist twice a year for check up and cleanings.

Over time this became the rule of thumb. And for the many people seeing a dentist twice a year still is acceptable.

However there are many reason why you may need to see a dentist more often then just the twice a year suggested average. People with high risk of dental disease may need to visit the dentist three to four times year or more as suggested by their dentist. This high risk group of people could includes

1. Smokers
2. Diabetics
3. People that currently have gum disease or gingivitis
4. People that have a weak immune response to bacterial infection
5. Seniors may need to see dentist more often due to illness and or medications they are taking
6. People who tend to easily get cavities and plaque build up.
7. People that had very poor dental care in the past may also need to see the dentist more often in the future.

By taking good care of your teeth at home you may still be in the group of people that only has to see the dentist twice a year. However, talk to your dentist, and see what is best for you and your dental care. Everyone is different and have different dental needs the rule of seeing a dentist twice a year is still just a good guild line to go by but it is not written in stone.

Choosing the right dentist for your Child. One complaint that I hear about dentist is that they do not seem to listen or they seem to always be in a rush to get to the next person in the waiting room. So when picking a dentist for yourself or your child an important factor to consider is whether you feel comfortable with the dentist you are seeing.

Are you able to explain symptoms and ask all the questions you may have without getting the feeling the dentist is checking his clock. Do you feel like your dentist hear and understands your worries or concerns. If you have dental fears and or anxiety are you able to address them with your dentist? Would you refer a family member or friend to your dentist without thinking they may not like him or her.

Some people feel locked into staying with their dentist even if they feel they are not the best dentist for them. But that does not have to be the case. You are in control over who you see. Even on a dental HMO plan where you have to choose from the plan providers, there is no stopping you from changing dentist if you choose to do so.

Just make sure if you choose a dental HMO insurance plan that it has more then just one local dental office near you. The more options you give yourself the higher likelihood of finding the dentist you like and will see on a regular bases. At the end of the day that what’s important.

Kid Dental insurance, My child baby teeth are coming in crooked. My 18 month old daughter teeth seem to be coming in crooked at least they look like that to me. A couple of the teeth are straight but it look like other teeth that are starting to come in are coming in crooked.

What should I do? I am not sure if I am making to big of deal about her teeth. I just do not have dental insurance on her yet and do not want her to have to go into braces. Should I see a dentist now?

Children dental Insurance in California, Will a Dental HMO cover for Pediatric Dentistry. My son is not yet three and I want him to start seeing a dentist but it will need to be a pediatric dentist. My current insurance does not cover for specialist and I can not afford getting a dental PPO plan at this time. Will getting a lower cost dental HMO which I can budget in offer Pediatrics Dentistry services?

Dental care for Kids teeth, Concerns about tooth extraction. I have some worries about my son wisdom teeth being removed. He will be having his wisdom teeth remove in the being of next month. He will be put to sleep during the process but since I never had my wisdom teeth pulled I am not sure what to expect. Well he be in a great deal of pain? What should I have on hand afterwords and what is the after for wisdom teeth extractions. Advise please.

Texas Dental care for kids, What are dental sealants?  My daughter’s dentist stated that since my she does get cavities easily that I should think about having dental sealants put on her teeth. I been paying cash for her dental care so far and it is getting costly.

I thinking I may like to get her dental insurance if it would cover for dental sealants since the dentist is saying I should have that done. So do you have a dental insurance plan that can help me? Should I have dental sealants put on or wait it out since my daughter is only seven and they are baby teeth?

New York Dental Insurance for Kids Dental Caries. I need a great deal of help for my six year old daughter dental care. My daughter has dental caries and I was told by a dentist willing to give me a free consult that she will need to have extensive dental care and without dental insurance I can not afford her to get the dental care she needs. Please advise a good plan that will help me take care of my daughter teeth.

New Jersey Dental Insurance help for my son has who has two cavities. My son went in for his normal check up that I pay cash for and I just found out that he does have two small cavities. The teeth that have the cavities are baby teeth. However I do not want him to get any more cavities.

The only thing he may not be doing enough of is flossing but I do tell him to floss before going to bed too. Any advise on what I should do to get him into better brushing and flossing habits now so that he will not continue to have cavities in the future. Also I would like to know more about getting a low cost dental insurance plan for my son. Can you please advise

Texas Dental care for kids, What are dental sealants?  My daughter’s dentist stated that since my she does get cavities easily that I should think about having dental sealants put on her teeth. I been paying cash for her dental care so far and it is getting costly.

I thinking I may like to get her dental insurance if it would cover for dental sealants since the dentist is saying I should have that done. So do you have a dental insurance plan that can help me? Should I have dental sealants put on or wait it out since my daughter is only seven and they are baby teeth?

Healthy Kids Dental Insurance. I have two girls we live in Southern California. My daughters have very good teeth, though I want to make sure they maintain their dental care. I changed jobs for better pay but lost the dental benefits I use to have. Now I am looking for a good dental insurance plan that is still low in cost since I do not think we will ever need more then just the basic dental care.