I want to only get dental insurance plan for my two kids.  I have very small income and do not receive dental benefits though my employer.  I can not afford a family plan but can I get a low cost dental plan for just my kids to help with their dental cost.

Answer: Under insurance you can not write two minors on the plan by themselves you would need to get a family plan and list yourself as head of household. However you may want to review a dental discount plan. You can buy two dental discount plan one for each child or by a family plan since the cost of a dental discount plan is very low ranging $15.00 – $20.00 a month for a family.

A dental discount plan dose not have an long term waiting periods and will help to reduce all your dental care costs.