Question:  I live in LA CA and I am  finding it hard to find a dental insurance plan that fits my family budget and specific dental care needs.  We do need  some major dental care and I want to keep my cost as low as possible.   I want more then a dental discount plan due to the amount of dental care we need, I do not feel a dental discount plan will not work well for us.

Answer:  A good dental insurance plan to get that help keeps your family dental care cost low and is much more affordable would be dental HMO insurance plans.  You do need to choose a dentist within the plan network of providers but these type of dental insurance plans are much more budget friendly.  I suggest reviewing the different HMO plans this website has to offer.