My five year old daughter has dental caries.  She currently need four filling an a possible baby root canal.  I have dental insurance but it does not cover much and I have already maxed out it 1000.00 yearly limit.  I found this is easy to do when your child’s teeth keep getting cavities.

Reply: You may want to check with your daughter current dentist and find out if their office accepts any HMO dental insurance plans (HMO do not have yearly maximum limitations but you have to choose a plan provider) Or a dental discount plan, however like and HMO a dental discount plan you have to go to plan providers.  These types of insurance and saving plans can help you when you PPO plan can not.