CHIP or Children’s Health Insurance Program helps to provide free or low-cost health coverage for more than 7 million children up to age 19. CHIP provides coverages to U.S. citizens and eligible immigrants.

CHIP is Available in Every State and in general children in families with incomes up to $44,100 year (for a family of four) are likely to be eligible for coverage. However, in many states, families can have higher incomes and their children can still qualify.

Each state designs its own CHIP program, which includes eligibility, benefits, premiums and cost-sharing, and application and renewal procedures. States can decide on the benefits provided under CHIP, but all states cover routine check-ups, immunizations, hospital care, dental care, and lab and x-ray services.  Children get free preventive care, but low premiums and other cost-sharing may be required for other services.