Dental Insurance for Kids Dental Caries.

Question: I need a great deal of help for my six year old daughter dental care. My daughter has dental caries and I was told by a dentist willing to give me a free consult that she will need to have extensive dental care and without dental insurance I can not afford her to get the dental care she needs. Please advise a good plan that will help me take care of my daughter teeth.

Reply: You will either want to review dental HMO plans as they typically do not have any waiting periods for services to be render and are generally the lower cost dental insurance option. You may also want review PPO’s plans that do not have waiting periods. These plans are more costly but will let you keep your current dentist or choose your own dentist.