Having and maintaining proper dental care is very important at all ages. Even for a new born who do not have any teeth. Within a few months their gums harden and the first teeth will begin to show. Generally the first teeth sprout from 4 to 7 months. It is perfectly fine if the child has her or his teeth after a year. Care for new teeth is a must.  Having good dental care habits is important for your own oral health but it also lets you teach your children good dental habits. If you are not sure how to provide good dental care to your new born talk to your dentist for help and advise.

Many people often wait to buy dental insurance when they find out they have larger and more costly dental care needs. If you have a dental abscess or a tooth infection it is very important to see a dentist right away.  Infection can spread and cause a major health issue if it is not quickly taken care of. 

Yet often times cost for such a dental care issue can be what is putting off dental care treatment.  Buying a dental insurance plan will help you with the cost of treating an dental abscess or a infected tooth. 

However it is important to buy the right plan that can help you without long term waiting periods.  Such as an HMO insurance plan or a dental discount plan.  Generally PPO or Indemnity plan will not help in cases like this due to their limitations and restrictions within the first year to year in a half of the policy term.

First it may help to understand what ADA Codes are.   An ADA code is normally a four digit number that identifies the exact dental service render. These ADA codes are the same for both the dentist and the insurance company. When shopping for dental insurance it is helpful if you already know your ADA codes for the dental services you are looking for. 

Say you know you need to have a filling, crown, root canal, etc, and you are trying to shop out insurance in order to make your needed dental care more affordable. Since there are many different ADA codes for fillings, crowns and root canals knowing which one you need will let you match up what you need when reviewing different dental insurance plan options. There by letting you pick a plan that can best fit your needs at the lowest cost to you.

Even if you have good teeth and gums you should seriously think about having dental insurance in place, if you do not currently have any.  With most dental insurance plans preventive dental services is free to very low in cost.  Preventive dental care includes your twice a year cleaning, once a year X-rays, office visits and oral and dental health check ups. All of which without insurance can cost up to $300 or more a year per person. 

In addition people who have dental insurance generally see their dentist regularly compared to people who do not have dental insurance in force. Review our many dental insurance options available on DentalInsuranceKids.com and remember we are always happy to help you if you should have any questions about the plans offered.

When buying dental insurance for invisaligns make sure the plan provide benefits for invisaligns and not just benefits for standard braces.  Many dental insurance plans that offer braces only offer benefits on basic metal type braces and not invisaligns.  That said if you are an adult wanting braces also make sure the benefits available is provided for adults and not just minors up to age nineteen.

Question: I would like to buy a stand alone dental insurance plan for a individual how much would something like that typically cost.

Reply: Cost would depend on the type of dental insurance plan you would want but in general HMO’s dental insurance plans can range around $8.00 – $20.00 a month where as PPO’s dental insurance plans can range around $30.00 – $80.00

Plan types and benefits offer will make prices vary. You may want to starting comparing dental insurance plan though our website as we offer a broad range of dental insurance plan options. Just enter your zip code in the quote box provided. If you have any questions about the available plan we provide please call our office at 310-534-3444 M-F 8am – 4pm as member services will be happy to help you.

Question: Can dental insurance be purchased separately or do you just get it along with your health insurance

Answer: Many health insurance plans you buy may have some dental insurance benefits. However, there are many stand alone dental insurance plans you can purchased if you are wanting to keep your own dentist or looking for better benefits. You can compare our dental insurance plan options just by entering in your zip code in the quote box provided on our website.

It can be more difficult buying a family dental insurance vs an individual dental insurance plan. Primarily because there is more then just one person dental needs to think of. Such as if you have young children under the age of five you want to make sure that the dental insurance plan has providers available for children of younger age or that the dental insurance plan offer benefits for specialist such as pediatrics dentist. 

You also want to make sure you buy a dental insurance plan that can best fit everyone needs. Make sure you take your time and review each dental insurance plan option carefully.  Buying the right plan from the start will not only save you money but possible hassle latter on.

Many seniors live on a fixed income and can not afford costly dental care. Yet as we age so does out teeth and gums.  Having proper dental care habits and seeing the dentist regularly is very important for seniors in order to maintain their oral and dental health. In addition it also help to reduce the risk of having to have larger dental needs that are more costly.    

Another good way for seniors to reduce the cost of dental care is by buying a low cost dental insurance plan such as and HMO. HMO are normally the lower cost dental insurance plan option.  Because they are not as costly ad PPO they are more easier to fit into fixed income budgets.  Most HMO dental insurance plans also offer free preventive dental care services which helps maintain good oral and dental health.

Dental insurance makes having preventive dental services such as twice a year cleaning painless. That’s because most dental insurance plans provide preventive dental care services for free. Insurance companies know that a person that is seeing a dentist at least twice a year for their preventive dental care, are reducing their risk of having to have larger and more costly dental care service.

Sure this may benefit the dental insurance company but without a doubt it also benefits the member. By having proper at home dental care habits, and seeing your dentist at least twice a year, you reduce your dental care cost as well by avoiding larger dental issue in the future.

Question: I like to get braces but I want to get some help with the cost. Is there any dental insurance plan that helps pay for adult braces? 

Reply: Yes you can get dental insurance and dental discount plans to help you with the cost of having braces. With respect to dental insurance make sure the plan you want to get covers not only braces but braces for an adult if you are over the age of 19. In regards to dental discount plans age is not a factor and in general the average discounted saving is around 20% off.

When a tooth as untreated dental decay damage to the exterior of the teeth will affect the pulp and can cause an infection. When that happens, you will require a root canal but in a lot of cases, the infection can get so bad that a root canal or antibiotics will not be able to fix it and that is when the extraction of teeth will be necessary so that the infection does not spread anywhere else in the mouth. This type of extraction happens to be very common in adults especially those with a bad diet 

Supplemental Dental Insurance: Supplemental dental insurance is an individual or family insurance policy purchased to cover a portion of the dental costs. Supplemental dental insurance will normally not cover the entire dental care procedure. If you have a primary dental insurance plan that you purchased or your employer provided, the supplemental dental policy typically covers the remaining dental bill.

For example: if the dental plan policy covers half of the dental cost, the secondary or supplement dental insurance plan should cover the remaining balance of your dental procedure.

A less recognized symptom of a heart attack is jaw pain. During a heart attack, the blood supply to the heart is blocked, and this causes the body to sense pain in various areas. The lower jaw rather than the upper jaw is usually affected during a heart attack. If jaw pain is accompanied by one or more of the other symptoms of a heart attack such as pain or pressure in the chest, discomfort spreading to the back, jaw, throat, or arm, nausea, indigestion, or heartburn, weakness, anxiety, or shortness of breath,rapid or irregular heartbeats, then emergency treatment is a necessity

Having dental issues such as cavity, abscess, or gum disease can also cause pain to radiate throughout the jaw.  In addition if a person’s teeth are severely misaligned or have gaps between them, the acts of biting and chewing can put stress on the jaw, causing pain. All of these conditions require medical attention from a dentist to treat properly.

For the most part people know that by having good at home dental habits they promote good dental and oral health. However, did you know that dental insurance also helps to promote preventive care habits? Most dental insurance companies knows that people who take care and practice good dental habits will have fewer larger dental care needs. Therefore with most insurance plans they provide preventive dental care services for free to very little cost. Thus helping their insureds maintain good oral and dental health at very low cost to them.

 People are often times unaware that they grind their teeth since they do so while sleeping. While other people may grind their teeth when feeling tense or stressed.  However teeth grinding is a serious issue that can damage your teeth, as well as causing jaw pain. 

Teeth grinding and can also lead to larger problems if let untreated. If you notice your jaw is sore talk to your dentist. A dentist can provide a mouth guard that is worn at night to prevent teeth grinding while sleeping, as well as recommending stress-relieving techniques.

When shopping for dental insurance you first need to identify your own dental care needs and what you want in a dental insurance plan.  Here are few questions to ask yourself so you can find a dental insurance plan that can best fit your dental care needs.  

1) Do you need a dental insurance plan that your dentist/dental office accepts? If so it helpful to find out want dental insurance plan they are a provider of head of time.  
2) What are your current dental needs?  Knowing what your current dental needs will help you find a plan that will provide benefits at the best coverage.  
3) What are your long term dental care needs?  Understanding your long term dental care needs with also let you shop for a dental insurance plan that can best fit those needs as well.  
4) Are you wanting an cosmetic dental care services? It is important to understand the most dental insurance plan do not provide benefits on cosmetic dental services. Therefore you may want to review dental discount plans in order to get saving off your cosmetic dental care needs.  
5) Will you need specialist dental care?  Such as for 1 though 5 year old’s may need to see a pediatric dentist.  If so make sure the plan provide coverage’s for specialist.

Temporomandibular Disorder is one of the most common causes of jaw pain. Temporomandibular Disorder has many different causes, and it affects the temperomandibular joint of the jaw. Besides causing jaw pain, Temporomandibular Disorder can also cause the jaw to become locked, or stuck, cause popping or clicking sound in the jaw which occurs during chewing and opening and closing of the mouth. Medical attention is required to determine the individual cause and course of treatment for Temporomandibular Disorder. If you feel you may have Temporomandibular Disorder make sure to talk to your dentist about it.