I am trying to get dental insurance only on my eight year old daughter and my twelve year old son. I am a divorced dad and I am required to pay for my children dental and health insurance.

I only need to pay for my children care and not my X-wife so adding her to the plan is out of the question she needs to take care of herself for a change.  Are there dental insurance out there that will let me only insured two minors?

I have dental insurance though my job,  however I’m not able to add my kids because they live in a different state then me.  Even though they are only an hour drive away from me.

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I have two children one that is six and one three year old.  Does anyone know where I  can find free dental insurance or free dental services.   I am not asking for me but for my two children.  I was told that children should be able to get free dental care but I do not know were.

I was very upset because when I got my job they told me I would also get health and dental after three months. However, that did not happen I only got medical no dental.  I live on a very fixed income so just paying my bills and rent can be hard for me.

So where can I take my kids to get free dental services?  Or dose anyone know of any dental insurance plan that would offer me free dental services that a course does not cost very much. Need help and good advise.

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I am in need of cheap dental insurance for my family dental needs.  I have my wife and two children that need their general  dental visits.   Between the four of us even just going in for our X-rays and cleaning get to be costly.

I am self employed so finding cheap dental insurance is necessary in order for me to afford  having it.  I am really just looking for something that can pay for the basic dental care for my family.  So far the dental insurance I found are quite expensive running anywhere form 90 – 120 a mouth.

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Affordable Dental Plans – HMO

Affordable dental insurance plans from an HMO may have a limited pool of dentist to select, but it is a more affordable insurance plan. If you are self employed and looking for a more affordable dental plan, a discount dental plan may be an alternative.

Discount dental plans are not dental insurance plans. A discount plan partners with dentists to provide customers with a savings on visits to the dentist office. The downside to discount dental plans is that they are not regulated and you have limited recourse if you experience dental plan problems.

Get California Dental Insurance Quotes Online — Find the Best Dental Plan Now!

Right now I am in the military and have Delta Dental insurance that is offer to my family and I. However, with the 1000.00 max limit per year it is just not enough coverage for my family dental needs.

I have already paid out over $700.00 worth of dental work for just my two sons.  Not counting my wife who has perfect teeth.   My sons have more dental work that is needed now and in the future. One of my sons may also need to have braces.  Not sure yet but the dentist will advise as his adult teeth start to come in.

I am wondering if there is any other dental insurance plans that I can get for my family’s needs that I would be able to combine with what I currently have.   I need to reduce my dental cost that my current Delta dental plan is not picking up.

Indemnity Dental Insurance

Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. Indemnity Dental Insurance Plans: this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis.

There are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage: Insurance providers will pay up to 100% of preventative dental care. Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.

Indemnity Dental Insurance Plans, this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis. Features of a dental insurance indemnity plan: there are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage.

Right now I have dental insurance though work.  It is Delta Dental PPO.   My son is seven years old and in the pasted I have paid out of pocket for his dental needs.  Now that I have dental insurance though work I was thinking about adding him to my plan.

The thing is open enrollment is not until the end of the year.  So I was looking on line at the HMO dental insurance plans you offer that would be cheaper monthly for me then adding him to my current plan.  Can I sign up just my son on an HMO insurance plan?  Or should I just add him to my policy when I can?

Finding Dental Insurance for Students – Dental Insurance Company

Student health and dental insurance is usually offered by schools through insurance companies.  The school you attend might offer a student dental insurance scheme or student capitation dental insurance scheme.  With this type of student dental insurance, you may have to pay a monthly or yearly fee.  Student dental insurance may be purchased on line, a local agent, or through your school.  Student dental insurance is more affordable than individual insurance plan.  Student dental insurance is one of the most affordable insurance plans available since special student discounts may apply.

Its important to get the facts right before you start at a new school, so the tip is to ask your school what type of student dental insurance that they offer.  This is why it is important to continue oral health coverage or to obtain one the these student dental insurance policies for your child going to a university.  Whether you’re searching for student dental insurance or family dental insurance, we can help you find the dental health plan you need.

In order to determine the correct time to add your child to your dental insurance plan requires knowing just a few facts about your dental insurance.   If you have a new born and are not sure if you should add your child now or latter to your dental insurance plan.  Call the insurance company and ask them what their policy terms are for adding  additional household members.

Some dental insurance plans do not charge more for having another child,   if  you currently have their family plan.  Therefor,  you can add your child at any time without it effecting you premium cost.

With that being said if you have dental insurance for only you and or you and a spouse,  adding a child may make the cost of your insurance go up.  You may therefor what to wait until the child is older.  Doing that will help avoid any increases in the cost of your plan, until you  start taking your child to see the dentist.

Always check with your plan carrier to verify if you are subject to any enrollment or cut off dates.  That way you can make any necessary plan changes before the cut off period to avoid being out another year or policy term.

I have a ten year old son.  I live in California but his Dad live is  Arizona.  I have my son on my dental insurance though work.  However is dad has dental insurance with is job but will not add our son to his plan.

He says that our son can not have two dental plans.  I think it just his way of getting out of paying for any dental billing.  I want him to be on his dad plan too because my plan is only good in CA.  So when my son is with his dad during the summer brake he may need to go to the dentist but can’t.

Is his dad correct or am I?  I do not want my son going without while he is in AZ with is dad.  Advise please.

Family Dental Insurance – The Most Popular Options

My son is not yet two but I want to take him to see a pediatric dentist.  I currently do not have dental insurance for him.  I would like to get some insurance in place before I take him to see Pediatric dentist.

The few PPO plans I see say I can go to any dentist […]

Related posts:

1. Can I buy dental insurance and have it cover for current filling needed.
2. Pediatric dental care, picking the right dentist
3. Is there a Endodontic Baby Dentist?

My 20 month old son teeth are coming in crooked. A couple of them are straight but it look like the other teeth are crooked. What should I do? I cannot tell if his teeth are hurting him and he does not complain much about them. May be I am worry too much. Has anybody else had their baby’s teeth come in crooked and what did you do?

Welcome to the dental insurance kids blog where parents can discuss their concerns regarding dental care and find affordable dental insurance plans for their kids.