When choosing a Dental plan/Dental Discount Plan, it is important to make sure there are providers in the plan you are willing to go to. Under a dental discount plan even though you are not assigned to a dental provider you must go to dentist that are a provider of the plan.   

I suggest making sure there is more the one or two providers available so you can change to go to a different dental office is you should choose to. Also call the dentist and confirm they are still accepting the plan before buying it.  One of the biggest mistakes made with discount plans is buying the plan without make sure there are dental offices locally in your area.

Question: I have a family of five looking for a PPO dental insurance plan that is under $100.00 a month I live in California. 

Answer: Since PPO plans are normally zip code rated, without knowing your zip code I could only advise about our StandardLife Dental PPO plans and Delta Dental that has both dental and vision benefits. That plan would cost $85.00 a month for a family.  

In order to review all our dental insurance options and the plan cost just enter your zip code in the quote box provided.  If you should have any questions, just call our member service line at 310-534-3444 as they will be happy to help

Question: Do you provide a dental and vision plan in one? Looking for both but don’t want two different plans.   

Answer: Yes, you may wish to review our StandLife Dental plans which some include vision. Also with our Delta Dental PPO plans we can add vision at an additional cost. Please call our member service line at 310-534-3444 if you should have any questions.

Your family dental care is important. After all their oral health has direct links to their overall health care, according to several studies done. Having a good family dental insurance is important part of your family oral health due to the fact that people that have dental insurance are much more likely to make and keep regular dental visits. Coarse dental insurance also helps to make your family dental care cost more affordable.

Question.  I am wanting to get a Delta Dental plan I saw on your web page but I not sure how to find a dentist. 

Answer: Depending on which Delta dental plan you are reviewing it may not have providers since we also offer Delta Dental Indemnity plans. This just means you can go to any dentist of your choose.  However if you are reviewing one of our PPO Delta dental plans then just click the link to review more detail and you will then see the link to find a dentist.  Call our member services at 310-534-3444 if you need help finding the links as they will be happy to assist you

DentalInsuranceKids.com offers some of the best insurance companies around that provides benefits that will save you money on your dental care needs. Review the dental insurance plans we have to offer by just entering your zip code in the quote box provided. Our member services is available at 310-534-3444 M-F and are happy to help you in finding the right plan for your dental needs.

Question: I need to have a PPO dental insurance plan in order to state with my current provider. I hoping to find one that has shorter waiting periods then 6 and 12 months.   

Answer: Six and Twelve months are pretty basic waiting periods for PPO dental insurance plan. However we do have one Madison National dental insurance plan with no waiting periods you may want to review.

Question: I am poor an can not afford dental care but I know I have cavities. Where can I go for free dental care.   

Answer: Sadly not too many places offer free dental care.  However you do have a few options. Go to the America Dental Association website and see if they have any programs for free dental care. 

This happens often in the month of February, since February is oral health care month.  See if there are any dental schools and or clinics. These places will often provide lower cost dental care and adjust payments to what you can afford.   

You may also want to think about getting a low cost dental HMO insurance plan. You can find these types of insurance plans can be as low as $7.95 a month, yet they still provider dental care at a much lower cost then not having any dental insurance in place.

When you are looking for a lower cost more budget friendly dental insurance plan, you may first want to review dental HMO insurance options. Not only is the cost normally lower then most PPO dental insurance plans but dental services are often provide on a detail schedule that brakes down you cost for each dental service provided under the plan. Knowing all you cost a head of time also makes these types of plan budget friendly.

Question: I live in the South Bay and looking for a dental plan that can help me sooner then yesterday.  I am in really bad dental pain. Is there anything that can help me now in making receiving dental care more affordable? 

Answer: Yes, there are a few options you can choose from.  I suggest looking at our dental discount plans first as they do start within the next business day from your online purchase.  They do help to reduce/discount the cost of your dental care needs.  You may also want to review our lower cost HMO insurance plans.  These plans of no waiting periods for their services but depending on when you buy the plan you may have to way at least a month before the plan is in effect.

Question: Is there any requirement to get dental insurance in the state of California.  I really need so dental care but I do not want to wait forever to be approved. 

Answer: Most off are dental insurance plans start the first of next month depending on the enrollment cut off. (Example: plan starts the first of next month if order by the 20th of this  month.) You will also see we provide a few dental discount plans that start the next business day from placing your order on line.  Yet is is important to  understand that some dental insurance plans may of waiting periods before certain benefits are effective so make sure you read each plans terms and conditions before choosing one.

Question: My teeth are in very bad shape and it is effecting my overall health. My teeth hurt and then gives me headaches.  My medical insurance helps with some issues but my doctor told me that I need to see a dentist to take care of the dental issues that are effective my health. Can I get something low cost but will still help I do not have much money. 

Answer:  I would suggest reviewing either our dental HMO insurance plans and or our dental discount plan options.  These are the lower cost plan types and they do help to reduce your dental care cost so that is is much more affordable.  Call our member service line at 310-534-3444 if you have any questions about our dental insurance and plan options as we will be happy to help.

Question: Can I get a dental that is only dental and not health.  My job offers me medical but with no real dental benefits.  

Answer: Yes. On our website DentalInsuranceKids.com we provide dental only insurance plan options for individuals and families to buy directly.  In order to review our dental insurance options just enter your zip code in the quote box provide

In California our website offers over 40 different dental insurance and dental plans though several different companies. We continue to provide more dental insurance plans as they become available so that you have more choices to choose from so that you are able to pick the best dental insurance and or plan for your own dental care needs.

Question: Looking for an Individual dental insurance plan in California that is no more then $20.00 a month, since that is all I can afford.   

Answer: I would suggest looking at our HMO dental insurance options we have that range from $7.95 – $18.95 a month though Delta Dental and California Dental. To see these plan options just enter your zip code in the quote box provided on our website.

Question: What is the average cost of dental insurance for an individual in California?   

Answer: Since there are different types of dental insurance plans cost can greatly very depending on type of dental insurance.  However, on average for HMO dental insurance plans around $8.00 – $25.00 a month. For your PPO and Indemnity plans cost can also be based on zip code and age, however for a range say around $25 – $75.00 a monthly.  

In order to review the dental insurance plan options we provide just enter your zip code in the quote box provided. If you should have any questions about any of our dental insurance plans please call our member service line at 310-534-3444 we be happy to help. 

Do you have a dentist that you trust and like going to?  One main reason why people do not visit a dentist regularly is that they do not trust their dentist or they feel their dentist is over priced but worry about seeing a different dentist.   With a PPO dental insurance you are able to stay with your current dentist. For many people that is an important issue that is not changeable. 

Yet even if your dentist is not a provider of a PPO plan most PPO dental insurance plans do provide benefits for non network providers.  And because PPO dental insurance plans helps you to keep your dental care cost more affordable your are more likely to visit your dentist as advised.

Question: I know I will need some major dental care services. The dentist I want to go to takes only Delta Dental PPO plans. I see that Delta Dental PPO plans have 12 months waiting period for major services. Is there a way not to have the waiting periods?   

Answer: Delta Dental like most PPO insurance plans do come with plan waiting periods. Six months for basic services and twelve months for major services which is pretty common waiting periods though some plans may have shorter or even longer waiting periods.   

We do provide in California one Indemnity plan that would let you choose your own dentist though Madison Nation with a 1000 maximum limitation that does not have any waiting periods but does ten to be more costly then the Delta dental options with the same maximum limitation. However, you may want to review that plan and compare it with our Delta Dental options.

Question: I have poor dental health right now and I know will need a lot of dental care in fixing my teeth. Looking for a good dental insurance plan in California that will help with the cost have having my teeth fixed.   

Answer: Our website offer many good dental insurance plan choices.  However since it sound as if you will need larger dental care issue address I would advise reviewing HMO insurance plan options though California Dental and Delta Dental HMO.  Since these plans do not have any waiting periods for larger dental care needs.  

They are also the more affordable dental insurance plan type.    Call our member service line if you should have any questions about the available dental insurance plans options we provide as we will be happy to help you find the best plan for your dental care needs.

If you do not currently have dental insurance, this is a good time of the year to start thinking about buying dental insurance to help save money on your dental care needs. The number one reason sited by people who do not visit the dentist regularly is that they can’t not afford the ever increasing cost of dental care. 

With the New Year just around the corner make your dental health care a part of your New Year Resolution.  Dental health care dose not have to be costly when you think again and by a dental insurance plan that best fits your dental care needs.