I have large dental fears so I can not go to just any general dentist since even for just a cleaning I need to have a specialist knock me out. Because of my dental fears, I have to pay more money for my dental services which my current dental insurance will not cover, since they will only cover me on UCR for general dental prices.   Where can I get a dental insurance that will insured for specialist?  I try explaining to my dental insurance that I do not see a specialist just to have it cost more but they state it does not matter it is up to me where I go and the coverages are what I get if I go to a specialist for my fears.   

Reply: You may want to review a dental discount plan. With a dental discount plan you will save at least 20% off the cost of any plan specialist. Compare the benefits you current receive and see if that is better or worse then saving 20% with a dental discount plan. You also may want to try weaning your self off of going to a dental specialist all the time.  There are great general dentist that deal well with people that have dental fears. At least may be get the simple things done at a general dentist.

I do not have dental insurance and I live out here in OK. I need two dental crowns for my teeth. I was also told that I should have a small cavity filled before it becomes a bigger issue. I just do not have the money needed. My dentist quoted me 2875.00 for two crowns and fillings. Where can I go to get the dental work need for half that cost. Because that is about all the extra money I have right now to spend on my teeth care. Please advise or give suggestions.

Reply: You may want to review either any dental discount plan options or HMO insurance plan options that are available to you in your State. Both of this options are lower cost plans, but more importantly they do not have waiting periods for the dental care services you current need. Now whether or not they are half the cost that you are getting quoted for on not I can not say you would need to review each plan and see which you feel best fits your needs. But both plan types to help to reduce your dental care cost compared to not having anything.

Where can I go to get dental implant work done at a low cost? I do not have dental insurance and a dental discount plan is not cutting it for me.  I bought a discount plan thinking it may help and it not like I did not get any discount savings, it is just was not enough. With what the dentist told me I needed, even with the 20 percent discount they said they were giving me under my discount plan, I could still never afford to have the dental implants done. I am not putting the plan down it just does not work for me.  Where can I go to either get free to low cost dental work done?  

Reply: Finding an insurance plan that cover for dental implants may be very difficult since most dental insurance plans do not provide benefits on the cost of implants at this time.  Receiving a 20% savings on the cost of dental implants under a discount plan is about average so I do not think you will find a higher percentage with any other discount plan at least for the dental implant services.   I would suggest going to a dental school or clinic for lower cost dental care services they will normally base their cost to some degree on what you can afford to pay. Yet as far as dental implants I am not sure they provide implant services and if they do you want to make sure on cost as I can not see them providing it for free.

I do not have any major issues with my teeth.  Yet just to have a dental check up, X-rays and cleaning without insurance is costing me over $200.00  I am just looking for a cheap low cost dental insurance plan for an individual. Something that will pay for my office visit, X-rays and cleaning’s 100 percent.  The rest I do not care about since I  take really good care of my teeth. I really do not see me worrying about having to have any need for major dental work. 

Reply: You have a few options,  you may want to review an HMO dental insurance plan. Dental HMO plans are normally the lower cost dental insurance option ranging around $10.00 – $20.00 a month for and individual. Most dental HMO plans offer preventive care such as two cleaning a year, office visits and X-rays for free.  With and HMO dental insurance plan you will need to choose a dentist within their network of providers. 

However, if you are wanting to keep your current dentist, there are lower cost PPO plans that only offer preventive services or preventive services and fillings coverage’s.  However it is important to note buying this type of plan, it will not provide benefits beyond check ups, x-rays, cleaning’s and in some cases fillings. Therefore if you where to have larger dental care needs you will not have any coverage.

Question: I am looking for dental insurance where I am not paying for my dental services in full to my dentist then having to wait to get my money back from the dental insurance company. Right now that is how my current dental insurance works. I am willing to drop that plan although it does pay out well so that I am not having to foot the complete bill just to get my dental services done. What type of plan will let me do that?

Answer: A dental HMO insurance plan is the type of plan, you may want to review if you want to get dental insurance were you are not filing dental claim, and where you pay the amount shown for dental services within the plan. Dental HMO are fee based plans, showing you your cost for all the different dental services covered under that plan. This type of plan lets you know what your cost for each service covered. You do not have to file claims because the dentist is charging you based on the fee schedule.

Often times people will say they are looking for “full coverage” dental insurance. However, full coverage can mean different things to different people.  The fact is there is no such thing as “full coverage”. With dental insurance, what the goal should be is buying a plan that best fits your over all dental health care needs.

The way you do that is by comparison shopping out multiple plans. Our website helps you to do just that, by providing multiple plans types though multiple companies. Explore your dental insurance and plan options just by entering in your zip code in the quote box provided. If you should have any questions about any of our dental insurance plan options please call our member service line at 310-534-3444 M-F 8am-5pm as they be happy to help you

Many health insurance plans offer though work dose not provide dental insurance benefits those that dose often reimburses too little to make dental care more affordable to it members. Therefore people still do not visit their dentist like they should do to low benefits.

However there are many dental insurance and plan options still available to individuals, couples and families that can be bought directly. If you do not have dental insurance or feel like the plan you do have dose not offer you the benefits you may be looking for, then compare our plans today. Buy a dental insurance or plan that will better fit you and or your family dental care needs. By having a good dental insurance plan you are more likely to make and keep needed dental care appointments.

If you are shopping out your current dental insurance plan or looking to buy a new dental insurance plan you have come to the right website in order to explore all your dental insurance and plan options.

Depending on the state you live in we have up to 45 different plans choices ranging from HMO’s Insurance to Dental Discount plans, and PPO’s to free choice of providers (Indemnity) insurance plans. These plans are offer though several different companies too, in order to provide you with more options so you can choose the best plan that fits your dental care needs. 

Question: Do you have any dental PPO plans that also come with vision benefits?   

Answer: Yes we do, Our PPO insurance option comes with vision benefits. You may also want to review our vision website at www.BestVisionPlans.com. Our vision  website offers individual vision plans. This way you can also review all our PPO insurance plan options and if it dose not come with vision, you can choose to buy vision as well on our vision website. 

Our website provides you with free dental insurance and dental discount plan quotes so that you can compare dental plans and choose the one the best fits you or your family dental care needs. Having a broad range of the insurance and plan options will provide you with more choices and benefit options that will be able to fit your personal dental care needs. Just enter your zip code in the quote box provided so you can review the dental insurance and plan options that are available to you in your area. If you should have any questions about any of our dental plan options please call our member service line at 310-534-3444 M-F 8am-5pm Pacific time.

Our website lets you compare multiple dental insurance plan from lower cost plans HMO insurance plans and dental discount plans. As well as Dental PPO’s and Free choice of providers plans called indemnity dental insurance plans. Not only do we provide different plan types depending on the state you are in but we provide our dental plan and insurance options though may different companies. Letting you comparison shop several plans at once. to review the dental insurance and plan options that are available to you in your area just enter your zip code in the quote box provided.

One unexpected finding to a recent poll: About 1 in 4 parents reported improvements in their child’s oral health habits during the pandemic — including brushing more often (16%); flossing (11%); using a fluoride rinse (9%); and drinking fewer sugary beverages (15%). That included 37% of kids with Medicaid; 32% without dental coverage; and 24% with private insurance.

American Association of Pediatric Dentists recommends kids have their teeth cleaned and checked every six months once their first tooth comes in. Regular checkups help treat tooth decay and teach parents and kids about dental hygiene. Sealants and flouride varnish can also be applied to protect teeth.

Dental discount plans are a low cost alternative to dental insurance. With a dental discount plan cost can normally run around $7.95 – $9.95 a month for an individual and $9.95 – $15.00 a month for families.  These low cost discount plans provide saving off of all your dental care needs done by a plan provider. 

There are no savings for dentist that are not providers of the plan so making sure there is a dentist in the dental discount plan you may want to have is very important.  Check our all our dental discount plan options along with our dental insurance plans and choose which may best fit your dental care needs. 

A new, nationwide poll found the pandemic has made it harder for parents to get their kids regular dental care. But on the other hand, many say their youngsters are now taking better care of their teeth.

Generally cost assistance only applies to major medical coverage and not dental plans. However if you get a marketplace plan that includes dental insurance, it will only have one premium which Premium Tax credits can be applied to. You cannot apply Tax Credits to a stand-alone dental plan.

Question: I thought health insurance came with dental but I finding out my plan does not provide any dental care done by a dentist.   

Answer: Not all health insurance plans provide dental insurance benefits. Or when they do it may be some what limited in the coverage’s provided.  If you do not have dental insurance though your health insurance plan, then this is the website to be on. We sell stand alone dental policies that you can buy to have individual dental insurance. In order to review our dental insurance plan options just enter your zip code in the quote box provided.

Dental discount plans have many benefits. Here are some pros and cons to buying a dental discount plan.

Pros:

• Most dental discount plans start with in the next business day from placing you online order
• You receive a discounted saving for all dental services render. 
• No plan waiting periods for needed dental care
• You can use the plan at any plan provider wherever the plan is available. 
• Many dental discount plans come with additional saving for vision and RX without there being an additional cost.
  Cons:
• You have to go to network plan dentist. There is no outside network savings. 
• There may not always be local providers in your area. 
• Although you do get discounted savings for all dental care (even cosmetic) there is no guarantees there are providers that provide all dental services. 
• Like with insurance a dentist/dental office and stop taking the plan if they so chooses. 

When buying a dental HMO insurance plan it is important to call the dental providers and confirm they are still accepting the plan and to ask additional questions that are important to you in choosing a dental office.  Another good tip to keep in mind try choosing a dental HMO that has more then one dental office locally to you so that if you want to change dentist you have other options available to you.

There are some HMO dental insurance that may offer vision benefits. However if you find an HMO dental insurance plan that best fits your dental care needs but it does not have vision insurance, you can still buy a vision insurance plan.  At our website www.BestVisionPlans.com we offer stand alone vision policies that individuals, couple and families can buy.