Many people often wait to buy dental insurance when they find out they have larger and more costly dental care needs. If you have a dental abscess or a tooth infection it is very important to see a dentist right away.  Infection can spread and cause a major health issue if it is not quickly taken care of. 

Yet often times cost for such a dental care issue can be what is putting off dental care treatment.  Buying a dental insurance plan will help you with the cost of treating an dental abscess or a infected tooth. 

However it is important to buy the right plan that can help you without long term waiting periods.  Such as an HMO insurance plan or a dental discount plan.  Generally PPO or Indemnity plan will not help in cases like this due to their limitations and restrictions within the first year to year in a half of the policy term.