Sadly all to often, people do not start looking for dental insurance until they have a larger dental need such as a dental crown.  However when only buying dental insurance to fit the current need at the time,  you limit the  insurance plans that are able to  help you.

If you are a person that wants to keep their own dentist or choose their own dental provider, then you be better off buying dental insurance before you have larger dental issues. Many PPO and Free choose of provider plans (Indemnity Insurance plans) come with long waiting periods for both basic and major dental services.  This means, if you wait to buy these types of dental insurance plans until you have larger dental care needs,  you may be out waiting even longer before the plan provides coverages for your required dental care.